| LOANS | |||||||
|---|---|---|---|---|---|---|---|
| FOR THE YEARS ENDED 31ST MARCH, 2005 TO 31ST MARCH 2010 | |||||||
| Particulars | 31st March 2010 | 31st March 2009 | 31st March 2008 | 31st March 2007 | 31st March 2006 | 31st March 2005 | |
| (Rs. '000) | (Rs. '000) | (Rs. '000) | (Rs. '000) | (Rs. '000) | (Rs. '000) | ||
| 1 | Security-wise Classification | ||||||
| Secured | |||||||
| (a) On mortagage of property | |||||||
| (aa) In India * | 2392 455 | 2784 166 | 2709 453 | 2348 870 | 2370 838 | 2817 122 | |
| (bb) Outside India | 0 | 0 | 0 | 0 | 0 | ||
| (b) On Shares, Bonds, Government Securities | 0 | 0 | 0 | 0 | 0 | ||
| (c) Others | 4474 456 | 4316 397 | 3982 610 | 0 | 0 | ||
| Unsecured | 84 587 | 92 617 | 109 619 | 5142 166 | 5161 451 | 5223 372 | |
| Total | 6951 498 | 7193 180 | 6801 682 | 7491 036 | 7532 289 | 8040 494 | |
| 2 | Borrower-Wise Classification | ||||||
| (a) Central and State Governments | 4474 456 | 4316 397 | 3982 610 | 4249 730 | 4024 350 | 3837 526 | |
| (b) Banks and Financial Institutions | 0 | 0 | 0 | 0 | 0 | ||
| (c) Subsidiaries | 0 | 0 | 0 | 0 | 0 | ||
| (d) Industrial Undertakings | 2121 552 | 2296 822 | 2232 485 | 2423 099 | 2450 135 | 2899 416 | |
| (e) Others | 355 490 | 579 961 | 586 587 | 818 207 | 1057 804 | 1303 552 | |
| Total | 6951 498 | 7193 180 | 6801 682 | 7491 036 | 7532 289 | 8040 494 | |
| 3 | Performance-Wise Classification | ||||||
| (a) Loans classified as standard | |||||||
| (aa) In India | 5445 471 | 5558 165 | 5173 464 | 5768 810 | 5927 061 | 6723 272 | |
| (bb) Outside India | 0 | 0 | 0 | 0 | 0 | ||
| (b) Non-performing loans less provisions | |||||||
| (aa) In India | 855 955 | 868 549 | 883 508 | 964 653 | 615 084 | 481 659 | |
| (bb) Outside India | 0 | 0 | 0 | 0 | 0 | ||
| Provisions | 650 072 | 766 466 | 744 710 | 757 573 | 990 144 | 835 563 | |
| Total | 6951 498 | 7193 180 | 6801 682 | 7491 036 | 7532 289 | 8040 494 | |
| 4 | Maturity-Wise Classification | ||||||
| (a) Short - Term | 717 913 | 187 180 | 1394 218 | 650 443 | 774 419 | 722 477 | |
| (b) Long - Term | 6233 585 | 7006 000 | 5407 464 | 6840 593 | 6757 870 | 7318 017 | |
| Total | 6951 498 | 7193 180 | 6801 682 | 7491 036 | 7532 289 | 8040 494 | |